Free Splitwise alternative

Split expenses with friends. Without the limits.

Split bills with friends without dreading it. Tab is free forever. No limits, no upgrade prompts, no friction between you and knowing where you stand.

9:41
Apartment
Members
Settle

Balances

You are owed $22.50

?Alex K owes $22.50

Expenses

All expenses and settlements

All
Groceries
$94.00
Paid by?You
2h agoYou're owed $47.00
Thai takeout
$52.00
Paid by?Alex K
YesterdayYou owe $26.00
Electricity
$118.00
Paid by?You
Mar 19You're owed $59.00
Friends
Tabs
+
Activity
Me

Why free?

Because a paywall killed the habit.

Splitwise used to be free. Then they introduced a paid plan and started nudging you toward it constantly. Three expenses and you hit a limit. Add another and you're staring at an upgrade prompt.

The subscription isn't worth it for what the app does. And the friction made me dread logging expenses, which meant I'd stop, lose track, and have no idea what I owed people or what they owed me.

That's the real cost. Not the subscription fee. It's the mental overhead of not knowing where you stand with people you care about. Tab is free because the moment it costs you something to log an expense, you stop logging.

How it works

Built for how you actually split

The parts that make it actually pleasant to use.

Voice expenses

Say "Alex paid 30 for groceries in Roommates" and it's logged. AI parses who paid what.

Flexible splits

Equal by default, or dial in amounts, percentages, or shares when the bill wasn't fifty-fifty.

QR invites

Show a QR. Friend scans. They're in. Same for tabs. No typing.

Real-time

New expense? You see who paid. Reactions, invites, and settlements too. Always in sync.

Features

Everything you need. Nothing you don't.

Simple enough that logging an expense takes seconds. Powerful enough for uneven splits, roommates, trips, and mixed currencies.

Log expenses in seconds

Just say what happened: "Alex paid 30 for pizza," and it's done. No tapping through forms.

Always with you

Use it on your phone, laptop, or tablet. Everything stays in sync so you're never out of the loop.

Know the moment it happens

Get notified when someone adds an expense or settles up. Alerts show who actually paid, even if someone else logged it. No more "did you add that yet?" texts.

Add people instantly

Show a QR code, they scan it, they're in. No usernames to type, no links to copy.

React to expenses

Drop an emoji on an expense. Great for a quick "thanks" or calling out that suspiciously expensive dinner.

Split it your way

Equal split by default, or set exact amounts, percentages that add up to 100%, or shares, whatever matches real life.

Works for trips abroad

Pick the tab's currency, log expenses in another, and Tab converts to the tab using live rates. Just log it and move on.

For any situation

Roommates, road trips, couples, friend groups. Create as many tabs as you need, with no limits.

Already on Splitwise?

Bring your history with you. Import your Splitwise data and pick up right where you left off.

Free. Forever.

No trial. No credit card. No plan to upgrade to. Tab is free because it has to be: the moment logging an expense costs you something, you stop doing it.

No credit card. No trial. Just free.